A notice of intimation is a filing under Section 89B of the Registration Act (Maharashtra) that records an equitable mortgage — a loan created by depositing original title deeds with a bank. It must be filed with the Sub-Registrar within 30 days of the deposit, online through the IGR Maharashtra system, so the charge appears in public records and later buyers can see it.
Why is a notice of intimation required?
Most home loans in Pune are secured by an equitable mortgage — the borrower simply deposits the original title deeds with the bank. Because no mortgage deed is registered, the charge used to be invisible to a later buyer searching the Sub-Registrar records.
To fix this, Maharashtra inserted Section 89B in the Registration Act. The mortgage must now be intimated to the Sub-Registrar, who records it against the property. This protects lenders, and protects future buyers from purchasing a property that is still mortgaged.
Documents required for notice of intimation
Loan details
- Loan sanction letter with amount and account number
- Date of deposit of title deeds
- Bank branch details and authorised officer
Property
- Registered agreement / sale deed and Index-II
- Property address, survey / CTS number and area
Borrower
- Aadhaar and PAN card of all borrowers / co-borrowers
How the notice of intimation process works
- Collect details
Send the sanction letter and property Index-II on WhatsApp or email.
- Prepare the notice
We enter borrower, lender, loan and property details on the IGR system.
- Pay the filing fee
The prescribed filing fee is paid online.
- File with SRO
The notice is submitted to the jurisdictional Sub-Registrar.
- Acknowledgement
You and the bank receive the filed notice and receipt as proof of compliance.
Get your notice of intimation done without the guesswork
Send your details on WhatsApp. We share the exact document list and stamp-duty estimate before you pay anything.
Who uses this service?
- Home loan borrowers whose bank asks them to file the notice.
- Banks, housing finance companies and NBFCs needing bulk filings.
- Loan DSAs and channel partners in Pune.
- Borrowers transferring a loan (balance transfer) to a new bank.
When the loan is repaid, the release of the mortgage should also be recorded so the property shows clear. Ask us about release filings and reconveyance.
Notice of Intimation (Mortgage Filing) in Pune, Pimpri-Chinchwad, Mumbai, Thane & Palghar
We handle notice of intimation for clients across these cities. What differs locally:
| City | What to know locally |
|---|---|
| Pune | Handled online — no office visit needed. |
| Pimpri-Chinchwad | Handled online — no office visit needed. |
| Mumbai | Handled online — no office visit needed. |
| Thane | Handled online — no office visit needed. |
| Palghar | Handled online — no office visit needed. |
Frequently asked questions
What is a notice of intimation in Maharashtra?
It is a filing under Section 89B of the Registration Act that records an equitable mortgage (deposit of title deeds) with the Sub-Registrar so the loan appears in property records.
What is the time limit for filing a notice of intimation?
It must be filed within 30 days of the deposit of title deeds.
Do I need to visit the Sub-Registrar office?
No. The notice is filed online through the IGR Maharashtra system. We file it for you.
Is a notice of intimation needed for a home loan balance transfer?
Yes. A fresh equitable mortgage is created with the new bank, so a new notice is filed, and the release of the old mortgage should be recorded.
What happens if the notice is not filed?
Non-filing is a breach of Section 89B and the bank may delay disbursement. More importantly, the mortgage will not be visible in public records, which creates problems at resale or loan closure.
