Property registration in Maharashtra means paying stamp duty and registering the document with the Sub-Registrar under the Registration Act, 1908. For a purchase, stamp duty is about 7% in Pune, PCMC and Thane city limits and 6% in Mumbai (1% less for women buyers), on the higher of price and Ready Reckoner value, plus 1% registration fee capped at ₹30,000. The document must be presented within four months of signing, and buyer, seller and two witnesses must attend the Sub-Registrar office for biometrics.
Which documents need registration?
| Transaction | Document | Where signed |
|---|---|---|
| Purchase of resale flat or plot | Agreement to sale, sale deed | Sub-Registrar office |
| New flat from developer | Agreement for sale | SRO / developer’s desk |
| Transfer within family | Gift deed, release deed | Sub-Registrar office |
| Home loan | Mortgage deed / notice of intimation | SRO / online |
| Long-term lease | Lease deed | Sub-Registrar office |
| Renting a flat or office | Leave and licence | Online, at your door |
Sale deeds and other transfer documents cannot be registered at home: the law requires parties to appear before the Sub-Registrar. Only leave and licence agreements are e-registered at your doorstep.
Documents required for property registration
Buyer and seller
- Aadhaar and PAN card of all parties
- Passport-size photographs
- POA if someone signs on another’s behalf
Property
- Previous registered deed and Index-II
- 7/12 extract or property card, mutation entries
- Society NOC and share certificate (flats)
- Approved plan, occupancy certificate (new buildings)
- Latest property tax and electricity bill
Payment
- Proof of consideration paid
- TDS challan (Form 26QB) if price is ₹50 lakh or more
How the property registration process works
- Choose the document
Sale deed, gift deed, release deed, agreement, mortgage or other — we match it to your transaction.
- Title check and draft
We check the title chain and draft the document for your approval.
- Stamp duty and fee online
Duty and registration fee computed and paid through GRAS.
- Sub-Registrar appointment
We book the slot and prepare the token; you attend with witnesses for photo and biometrics.
- Index-II and mutation
Scanned document and Index-II delivered; we file for mutation in the 7/12 or property card.
Get your property registration done without the guesswork
Send your details on WhatsApp. We share the exact document list and stamp-duty estimate before you pay anything.
Stamp duty and registration charges by city
| Area | Stamp duty on purchase | Registration fee |
|---|---|---|
| Pune (PMC) & Pimpri-Chinchwad (PCMC) | ~7% (5% + 1% metro cess + 1% LBT) | 1%, max ₹30,000 |
| Mumbai (BMC) | 6% (5% + 1% metro cess) | 1%, max ₹30,000 |
| Thane, Kalyan-Dombivli, Mira-Bhayandar | ~7% | 1%, max ₹30,000 |
| Palghar, Vasai-Virar and rural areas | 4–7% depending on area | 1%, max ₹30,000 |
Women buyers get a 1% concession, subject to conditions. Read our stamp duty guide for worked examples.
Property Registration in Maharashtra in Pune, Pimpri-Chinchwad, Mumbai, Thane & Palghar
We handle property registration for clients across these cities. What differs locally:
| City | What to know locally |
|---|---|
| Pune | Stamp duty ~7% in PMC limits (6% for women), incl. metro cess & LBT. Registered at Haveli and Pune city Sub-Registrar offices. |
| Pimpri-Chinchwad | Stamp duty ~7% in PCMC limits (6% for women), incl. metro cess & LBT. Registered at Jurisdictional Sub-Registrar office for Pimpri-Chinchwad (Haveli / Maval / Mulshi as applicable). |
| Mumbai | Stamp duty 6% in BMC limits incl. 1% metro cess (5% for women). Registered at Mumbai City and Mumbai Suburban Sub-Registrar offices. |
| Thane | Stamp duty ~7% in TMC limits (6% for women), incl. metro cess & LBT. Registered at Thane district Sub-Registrar offices (Thane, Kalyan, Bhiwandi, Ulhasnagar, Ambernath). |
| Palghar | Stamp duty ~4–7% depending on corporation, council or gram panchayat limits. Registered at Palghar district Sub-Registrar offices (Vasai, Palghar, Dahanu and others). |
Frequently asked questions
What is the process of property registration in Maharashtra?
Draft the document, pay stamp duty and registration fee online, book a Sub-Registrar appointment, and attend with all parties and two witnesses for photographs and biometrics. The registered document and Index-II are issued the same day in most offices.
How much are property registration charges in Pune?
About 7% stamp duty in PMC and PCMC limits (6% for women) plus 1% registration fee capped at ₹30,000, calculated on the higher of price and Ready Reckoner value.
Can property be registered without visiting the Sub-Registrar office?
No for sale, gift, release and similar deeds — parties must appear. Leave and licence agreements are the exception and can be e-registered with biometrics at home.
What is Index-II?
Index-II is the extract of the registered document maintained by the Sub-Registrar, showing parties, property, value and stamp duty. Banks and municipal offices ask for it as proof of registration.
Is mutation automatic after registration?
Registration data is shared with revenue offices, but you should still confirm or apply for mutation in the 7/12, property card and property tax records. We follow it up for you.
How long does property registration take?
Once documents are complete, drafting and payment take 1–3 working days and registration happens on the appointment date.
